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Understanding Casino Payout Percentages
What is a Good Percentage Payout?
The RTP or payout percentage shows how many of your wagers will be returned to you over time. Consequently, the best payout percentage is the highest. Answering a question that might have appeared in your head – unfortunately, there are no games with RTP of 100%. But, there are plenty with RTPs higher than 97%, such as Blackjack, Baccarat, some pokies, and others. The RTP rate depends on a particular game and is defined by its provider.
How Is The Average Payout Calculated?
As mentioned before, payout percentage can vary depending on a particular game, its developers, game features and mechanics, etc. However, you can still see a specific number when browsing through casino games. So, how is it calculated? The payout percentage or RTP is determined by a game developer and calculated through a simple formula
Return To Player = (sum of wins / sum of bets) * 100%.
However, note that RTP only shows an average percentage of your wins in the long run, not your winning chances in each game round.
What Are Profitable Pokies?
To choose the most profitable pokie, you should consider several factors, including RTP rate, volatility, and game features and mechanics.
Although the high RTP doesn’t really affect the outcomes of individual spins, it still offers better odds of winning back more of your bets. Therefore, the higher the RTP, the better.
While the RTP is clear, volatility is a bit trickier and needs some consideration. There are two main types of volatility: high and low. Therefore, you should make a choice about your personal preference here.
- The first guarantees high but rare payouts.
- The second—frequent but low winnings.
Last but not least, pay attention to the list of features of a pokie game, such as respins, wilds, multipliers, and others. They can increase your chances of landing a winning combination. Also, there are mechanics that can offer you additional ways to win, such as Megaways and Avalanche, also called a cascading feature.
House Edge
As many of you know, casinos always have an advantage over players. Therefore, there has to be an indicator which can show gamblers what they can expect from a particular game. This indicator is the house edge. Basically, it is a percentage that refers to what part of your wagers will be left to a casino in the long run. Therefore, games with a low house edge are the best choice for players seeking better odds to win.
The average house edge at pokies is 4%, meaning that over time, out of every $10 of your bets, the house will have $0.4.
Top 10 Highest Paying Online Pokies Machines
| Name Pokies | RTP | Volatility | Provider | Paylines | Min-max Bet |
|---|---|---|---|---|---|
| Mega Joker | 99% | High | NetEnt | 5 | $10–$100 |
| 8 Fa 8 | 99% | Medium-High | Manna Play | 243 | $0.20–$200 |
| Book of 99 | 99% | High | Relax Gaming | 10 | $0.10–$100 |
| Monopoly Big Event | 99% | Medium | Barcrest | 10 | $0.01–$20 |
| Indian Dreaming | 99% | Medium | Aristocrat | 243 | $0.20–$20 |
| Jokerizer | 98.8% | High | Yggdrasil | 10 | $0.01–$20 |
| 1429 Uncharted Seas | 98.6% | Low | Thunderkick | 25 | $0.10–$100 |
| Blood Suckers | 98% | Low | NetEnt | 25 | $0.20–$50 |
| Lion Explorer | 98% | High | Mobilots | 10 | $0.50–$50 |
| PIA | 98% | Low | Expanse Studios | 40 | $0.40–$80 |
Does a Higher RTP Increase My Odds of Winning?
The best example to explain this properly is American and European roulette. The games and rules are the same in both. However, you can see the difference in the RTP rate: American roulette offers only 94.74%, while the European one — 97.40%. So, what makes this difference, and what does it mean for players?
Both games have the same payout range, 35-to-1, if you bet on a single number. However, the wheels are different. While the European version has only one zero, the American one has two, which means that there are 37 and 38 possible outcomes, respectively. This leads us to the point that the odds of winning in American roulette are lower than in European roulette.
Therefore, the conclusion is that higher RTP does indicate higher chances of winning.
Best Payouts Table Games
| Table Game | Top RTP | House Edge |
|---|---|---|
| Baccarat | 98.94% (banker bets) | 1.06%–1.24% |
| Blackjack | 99.69% (single deck) | 0.2%–0.5% |
| Caribbean Stud | 90.33%–97.44% | 5.22% |
| Craps | 99%+ (pass/don't pass) | 0.5%–1.5% |
| Keno | 98.75% (some as low as 71%) | 25%+ |
| Pai Gow Poker | 97% | 2.84% |
| Roulette | French — 98.65% European — 97.4% American — 94.74% |
2.7%–5.3% |
| Sic Bo | 95.02%–97.22% | 2.78%–33.33% |
| Video Poker | As high as 99.54% | 0.1%–0.46% |
7 Tips to Maximise Your Winnings at Online Casinos
Although successful outcomes of the games are never guaranteed in casinos, you can use several simple tips to increase your odds of winning.
Choose High-RTP Games
Among a variety of casino games, you should look for the ones with higher RTP rates. They will guarantee you a higher chance of winning. Also, note that for games that require skills, such as Poker, Blackjack, Baccarat, etc., the RTP level is calculated for intermediate players. If you have never played these, your chances will be lower.
Try Different Casinos
Even though you cannot have more than one account in the same casino, you are more than welcome to have several in different casinos. What’s more, it gives you the advantage of trying out different games, exploring each one's special features, receiving welcome and other types of bonuses in different casinos, and obviously, enlarging your bankroll thanks to them.
Use Welcome Bonuses to Top Up Bankroll
Following our previous point, bonuses offer an additional source of excitement. However, the most generous bonuses are usually Welcome bonuses. In welcome packs, you can find free spins, cash prizes, deposit and no-deposit bonuses, cashback, and others. However, you should carefully read the Bonus Terms, as sometimes very appealing and lavish bonuses come with very high wagering requirements.
Test Progressive Jackpots
Before playing progressive jackpots, you should be aware that landing jackpot combinations are extremely rare. However, if you are still eager to hunt for progressive jackpots, we recommend you use the demo version of the game to familiarise yourself with all the mechanics, features, and symbols. This will help you feel more confident when you start playing for real money.
Try Low Volatility Games
Although low volatility games do not provide players with large payouts, they offer frequent wins. Usually, the minimum bets on low volatile pokies are small. Therefore, you can prolong your gambling time and have a low-risk, balanced experience.
Practise Bankroll Management
In order to avoid overspending, you should properly manage your finances. Therefore, we suggest you follow simple rules, such as defining your bankroll in advance and using casinos' built-in limits. Make sure the set bankroll is realistic and you can afford to lose the amount. Additionally, we recommend you never chase losses, as this can lead to excessive waste.
Top 10 Highest Jackpot Pokies
The potential to win huge sums of money from a relatively small investment makes jackpot slots some of the most popular games in online casinos. As a result, jackpot slots are readily available at many of the best online casino slots sites across the world.
| Progressive Slot | Provider | Jackpot Trigger | Jackpot Range |
|---|---|---|---|
| Mega Moolah | Microgaming | Randomly, spin on the jackpot wheel | $1 million+ |
| Aztec Millions | RealTime Gaming | 5 x Aztec Millions symbols on any payline | $1 million+ |
| Hall of Gods | NetEnt | Bonus game, matching 3 jackpot symbols | $500,000+ |
| Mega Fortune | NetEnt | 3 x bonus symbols, bonus wheel | $250,000+ |
| Arabian Nights | NetEnt | 5 x Arabian Prince symbols on a payline | $100,000–$200,000+ |
| Age of the Gods | Playtech | Randomly, match-three game for one of four jackpots | Fluctuates, with the Ultimate Power Jackpot often hitting six figures |
| Jackpot Giant | Playtech | 5 x wild symbols on the first payline | $100,000+ |
| Joker Millions | Yggdrasil | Filling all reels with joker symbols in the jackpot spin | $100,000+ |
Audited VS Unaudited Percentage
Don’t Play at a Casino Without Published Payout Percentages
The payout percentage of a casino is a reliable indicator of its trustworthiness. If RTPs aren’t mentioned in the game table, you can’t find the recent payout report on the website, and the customer support service doesn’t offer you one, then it is likely a rogue casino.
The absence of payout percentages is a huge red flag that says that the casino probably operates illegally without a valid license.
Only Play at Casinos Audited by Trusted Professionals
Even though having income from casino games is never guaranteed, only licensed and trustworthy casinos can offer you a chance of a real money win. Therefore, you should always check a casino for such certificates:
- First and most important is a valid licence. You must check its presence not only on a casino’s site but also on a licensing body's website.
- Secondly, a casino should have an certificate eCOGRA ( eCommerce Online Gaming Regulation and Assurance). It proves the transparency of the casino's Terms&Conditions, game mechanics, and players’ safety.
Some more reliable testing agencies, such as Gaming Labs International and BMM Testlabs, have certificates that approve a casino's trustworthiness. Additionally, you can search for a casino’s review on BetPokies to ensure its security.
What Is an Untrustworthy Payout?
There are casinos that purposely increase the RTP numbers of games. However, only game providers can make real changes in RTPs. Therefore, in addition to the previously mentioned points about uncovering rogue casinos, it is always a good idea to double-check the RTP rate of a particular game on the developer’s website to ensure the casino isn’t trying to fool you.
Payment Methods for Quick Payouts
Finding a casino with good payouts may seem like a success, but it's not. Because, if you have to wait weeks for those payouts, all the happiness from winning will turn into a boring wait. That's why it's important to choose a casino that guarantees not only high but also fast payouts.
Cryptocurrency is always among the payout options in instant withdrawal casinos. Choosing to use Bitcoin, Litecoin, or any other crypto will offer fast and anonymous transactions. The average time of the process takes under 24 hours.
Electronic wallets are very popular among those looking for fast payouts. They are convenient to use and can complete transactions in hours.
Even though bank transfers are one of the most popular withdrawal options, they are often considered the slowest. You can only expect your winnings after up to 5 working days using bank transfer.
Like bank transfers, debit card options are available in every casino. However, the transaction process also takes 3 to 5 working days, and what’s more, not every debit card is suitable for withdrawals.
Common Misconceptions to Avoid
The diverse world of gambling can be confusing not only for beginners but also for experienced players. Therefore, we offer you the opportunity to debunk some of the common myths.
Unfortunately, the RTP rate has nothing to do with the frequency of your wins. The payout percentage indicates how many of your winnings you will receive on average in the long run. Therefore, you cannot rely on the RTP to determine the frequency or size of winnings. Instead, when playing slots, you can choose low volatility, which guarantees more frequent but smaller wins.
Even though progressive jackpots can potentially bring life-changing winnings, landing the jackpot combination is rare. Also, the potential of winning from jackpot pokies is tied to the RTP rate, which is usually the same as that of other types of slots.
Many gamblers avoid playing table games, believing that pokies will bring them more. However, this is not true. For example, the RTP rates of Blackjack and Baccarat are around 99.5% and 98.9%, accordingly. Also, unlike pokies, most card games require skills and knowledge. Therefore, by practising and getting better at them, you can increase your winnings.
Casinos always have advance over players. Outsmarting a casino or attempting to do so is illegal, and the consequences you may face range from a ban on playing in a casino and withdrawing winnings to a lawsuit. Our team doesn’t recommend doing so.
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John Gold
Editor-in-chief
Starting as a typical gambler, I was interested in how the industry works. And now, for more than 10 years, I see myself as a gambling expert. After trying out more than 500 pokies, I'm ready to share my insights and tell you what you need to look at to get a good gaming experience.