Credit Cards Casinos

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Signed into law in December 2023 to ban online gambling using credit cards. It also adds to the existing ban on land-based credit card rates, thus creating a nationwide ban on credit transactions across Australia. This law forms an integrated approach to solving the problem of gaming dependence, which the government considers a widespread problem. According to the Australian Banking Association (ABA), collected from four large banks, in January 2023 it turned out that more than 775,000 debit and credit cards were blocked by users due to gambling.

- The Australian government has banned the use of credit cards for gambling
- The ban applies to both online and land-based casinos
- Popular credit cards: Visa, Mastercard, Maestro
- High interest rates, long withdrawal times

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About Credit Cards

The first universal credit card appeared in 1950, opening the door to a new way of consumer lending. Initially, these cards were just pieces of cardboard, allowing owners to receive almost unlimited loans from banks. Over time, they evolved: they began to embosse the number and name of the owner, in the early 1970 a magnetic strip appeared, and in the late 1990s — microcircuits. Today, most credit cards comply with the ISO 7810 standard, representing durable plastic cards of standard sizes that are resistant to physical and thermal influences.

Credit cards from Visa, AMEX, MasterCard and other well-known operators are available worldwide and are very convenient to obtain. They offer the ability to make purchases now and pay for them later, which gives customers more flexibility in managing their finances. Most credit card banks provide an interest-free period during which debt can be paid without additional fees.

When paying online, just enter the data indicated on the card and the confirmation code. To protect customers from online fraud, various security measures are applied.

Important Changes for Aussie Players

In the early 2000s, Australian state governments banned the use of credit cards for gambling in land-based venues. However, until recently, credit cards could be used for online gambling. But that all changed with the passage of a new bill in 2023 aimed at regulating interactive gambling. This law now prohibits the use of credit cards to pay for online betting. It also introduces new criminal penalties and civil fines for violators.

The bill, proposed in September and approved by the House of Representatives in December, was signed into law by the Senate and covers the whole of Australia. The Australian Communications and Media Authority will monitor compliance with the new law and also has the power to impose fines of up to $234,750 for breaches. Once this bill is approved, a six-month transition period will begin to allow all participants in the gambling industry to adapt to the new rules.

Casinos that Accept Visa and MasterCards

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Guide to Making Debit Card Payments at Online Casinos

With the law on the prohibition of the use of credit cards coming into force, the only alternative for players is the use of debit cards. In this guide, learn how to deposit and withdraw using cards, the pros and cons of this method. Keep reading everything you need to know about credit card casinos.

Set It Up

You’ll have to link your debit account to your playing account when you register at a new site. Different casinos accept various cards and sometimes offer different welcome bonus depends on the payment method, so it’s best to shop around for one that caters to your needs. Some of the most common types accepted on Aussie sites are Visa, MasterCard, and Maestro.

Visa Casinos
Visa Casinos

Visa Casinos provide a straightforward setup process. Link your card to your account by adding the card details and your billing information, and you’ll be ready to play. It’s beneficial to remember that there’s usually a minimum deposit amount with a credit card. A Visa card has the advantage that most casinos support direct withdrawals to your account without a third-party service provider.

MasterCard Casinos
MasterCard Casinos

MasterCard casinos are widely available, too. You’ll follow a similar setup process and will need both your card details and billing account info. Where MasterCard differs from Visa is that it’s not uncommon for casinos to require that you withdraw through an additional payment method like PayPal. This is not difficult to set up but does add an extra step to the process.

Maestro Casinos
Maestro Casinos

Maestro Casinos have the option to link your debit card to the account and make deposits that way. You can’t get withdrawals onto a debit card though. There are many debit cards in Australia and you don’t have to go through the hassle of a credit check to get one of these cards. It’s also simple to keep track of your bankroll, and it comes with the standard security measures of any bank card.

How Long Does it Take?

Deposits are instantaneous. Once you start the withdrawal process, it’ll usually take between 2 to 5 working days to see the money in your account. Some casinos may have a shorter turnaround time, but you’re unlikely to get your cash within 24 hours. If you’re looking to get your money fast, eWallets like PayPal and cryptocurrencies are your best bet. 

How Much Does it Cost?

Your fees depend on the online casino and your bank. Sometimes, playing with overseas casinos can affect this, too, since different currencies are involved. It’s a good idea to check out the day’s exchange rate before you withdraw since this can affect your payout. 

Credit VS Debit Cards

Both options come with specific pros and cons. A credit card allows you to make both deposits and withdrawals but runs the risk of getting you into debt. Processing times can be lengthy, and in Australia, they’re fast disappearing from the legal payment methods for online gambling. Debit cards allow you to manage your bankroll effectively and come with lower risks, but you can’t withdraw using them.

Browse through some online casinos to find a payment method that suits you best. With so many options, there’s no reason to choose a provider that doesn’t cater to your needs.

Conclusion

Based on my research I found out that some casinos don't support this way of payment, but there are enough casinos where bank cards are still one of the most popular payment methods. However changes in legislation regarding use of credit cards for gambling underscores the need for caution. Exploring alternative methods of payment and setting personal spending limits can promote a healthier approach to enjoying casino gaming while maintaining financial stability. It seems that cryptocurrencies and e-wallets are the future.

FAQs

E-wallets are by far the most popular methods. There’s also a growing shift towards cryptocurrencies.
Banks usually have no problem processing transactions from reputable sites, but with changing laws in Australia, it is a good idea to check with your bank directly.
Yes. Transactions are encrypted with advanced security software to keep your cash and information safe.
Your withdrawal can take anywhere between 24 hours to 14 days depending on your bank and casino. Deposits reflect instantly.
It depends on your priorities. Credit cards tend to offer higher security and better insurance options, whereas a debit card allows you only to spend cash you have.