Mastercard & Visa Casinos

Last updated:

Using a credit card to make deposits and withdraw winnings is one of the most popular payment methods with online casinos.

Since most players already have a card, there’s little admin involved in setting up your account and getting paid. As the ways to pay and play online increase, you might be wondering whether credit cards are still the best option. We’re here to help.

The Best Casinos

The following casinos offer the best experience for Aussie players and proved their reliability.

Please, note, that the best casinos sometimes couldn't meet your requirements like payment options or providers, or any other specific conditions, but we have received much good feedback on their work and advice you at least to try them.

Casinos that accept credit cards in Australia

Last updated:

up to AU$ 1,500

Last updated:

225% up to €2,000

+100 Free Spins

Last updated:

100% up to $10,000

+100 Free Spins

Last updated:

225% up to $1,500

+50 Free Spins

Last updated:

up to $1,000

+50 Free Spins

Last updated:

100% up to AU$ 750

+150 Free Spins

Last updated:

up to AU$ 1,800

+200 Free Spins

How to Pay When You Play

This guide will take you through how to deposit and withdraw using debit and credit cards, the pros and cons of this method, and also tell you about some other options at your disposal. Read on for everything you need to know about credit cards casinos.

Set It Up

You’ll have to link your credit or debit account to your playing account when you register at a new site. Different casinos accept various cards and sometimes offer different welcome bonus depends on the payment method, so it’s best to shop around for one that caters to your needs. Some of the most common types accepted on Aussie sites are Visa, MasterCard, and Maestro.

Visa Casinos
Visa Casinos

Visa Casinos provide a straightforward setup process. Link your card to your account by adding the card details and your billing information, and you’ll be ready to play. It’s beneficial to remember that there’s usually a minimum deposit amount with a credit card. A Visa card has the advantage that most casinos support direct withdrawals to your account without a third-party service provider.

MasterCard Casinos
MasterCard Casinos

MasterCard casinos are widely available, too. You’ll follow a similar setup process and will need both your card details and billing account info. Where MasterCard differs from Visa is that it’s not uncommon for casinos to require that you withdraw through an additional payment method like PayPal. This is not difficult to set up but does add an extra step to the process.

Maestro Casinos
Maestro Casinos

Maestro Casinos have the option to link your debit card to the account and make deposits that way. You can’t get withdrawals onto a debit card though. There are many debit cards casinos in Australia and you don’t have to go through the hassle of a credit check to get one of these cards. It’s also simple to keep track of your bankroll, and it comes with the standard security measures of any bank card.

How Long Does it Take?

Deposits are instantaneous. Once you start the withdrawal process, it’ll usually take between 2 to 5 working days to see the money in your account. Some casinos may have a shorter turnaround time, but you’re unlikely to get your cash within 24 hours. If you’re looking to get your money fast, eWallets like PayPal and cryptocurrencies are your best bet. 

How Much Does it Cost?

Your fees depend on the online casino and your bank. Sometimes, playing with overseas casinos can affect this, too, since different currencies are involved. It’s a good idea to check out the day’s exchange rate before you withdraw since this can affect your payout. 

Credit vs. Debit Cards

Both options come with specific pros and cons. A credit card allows you to make both deposits and withdrawals but runs the risk of getting you into debt. Processing times can be lengthy, and in Australia, they’re fast disappearing from the legal payment methods for online gambling. Debit cards allow you to manage your bankroll effectively and come with lower risks, but you can’t withdraw using them.

Browse through some online casinos to find a payment method that suits you best. With so many options, there’s no reason to choose a provider that doesn’t cater to your needs.

Important Changes for Aussie Players

Business Insider Australia has recently reported that Bank Australia will stop allowing customers to use their credit cards for any gambling transactions, effective 1 December 2020.

This policy change is similar to restrictions enforced by the likes of Macquarie Bank and Suncorp. Players using credit cards from any of these banks should start looking at alternate options such as eWallets or cryptocurrencies.


Credit and debit cards are still one of the most popular payment methods for online players. With changing laws and long processing times, they may be on their way out, though.

Although they have their benefits, there are so many other payment methods out there that deliver quicker payment turnaround and enhanced security measures.

The way of the future seems to be cryptocurrencies and eWallets, so why not give one of these ways to pay a try during your next play?


Credit cards and eWallets are the most popular methods. There’s also a growing shift towards cryptocurrencies.
Banks usually have no problem processing transactions from reputable sites, but with changing laws in Australia, it is a good idea to check with your bank directly.
Yes. Transactions are encrypted with advanced security software to keep your cash and information safe.
Your withdrawal can take anywhere between 24 hours to 14 days depending on your bank and casino. Deposits reflect instantly.
It depends on your priorities. Credit cards tend to offer higher security and better insurance options, whereas a debit card allows you only to spend cash you have.